Where Savvy Investors Build Wealth.
Published Oct 23, 2025
5 minutes read

Is Vuka Prime Right for You? 

When it comes to investing, every individual has a different goal. Some seek steady, predictable returns that feel safe and reliable. Others want their money to work harder,  balancing income with growth for higher long-term gains. 
At Vuka, we understand these unique investment personalities. That’s why we created two distinct pathways — Vuka Imara and Vuka Prime — to help you align your investment with your goals, risk tolerance, and timeline. 

When it comes to investing, every individual has a different goal. Some seek steady, predictable returns that feel safe and reliable. Others want their money to work harder,  balancing income with growth for higher long-term gains. 

At Vuka, we understand these unique investment personalities. That’s why we created two distinct pathways — Vuka Imara and Vuka Prime — to help you align your investment with your goals, risk tolerance, and timeline. 

  1. For the Cautious Investor 

You prefer stability and consistency. You want your investment to grow steadily without major ups and downs. 
Best Fit: ✅ Vuka Imara 

Allocates 100% of your investment into the ASA I-REIT, Kenya’s first income-generating student housing REIT. 

You earn regular returns from rental income while preserving your capital. 

Target return: ~7%+ p.a. 

Ideal for: Long-term savers, retirees, or anyone who values predictable income and principal protection. 

  1. For the Ambitious Investor 

You’re ready to embrace a bit more risk for higher potential returns. You want your investment to generate income now and appreciate significantly over time. 
Best Fit: ✅ Vuka Prime 

Blends 70% ASA I-REIT (income) and 30% ASA D-REIT (development) exposure. 

Gives you access to the growth side of real estate — previously reserved for institutional investors. 

Projected total return: 12%+ p.a. (dividends + capital appreciation)* 

Ideal for: Professionals building wealth, younger investors, and anyone seeking balanced growth and income. 

What to Expect From Your Vuka Investment 

Both Vuka Imara and Vuka Prime invest in Acorn Student Accommodation REITs (ASA REITs) — the largest purpose-built student housing portfolio in Africa. 

Here’s what that means for you: 

  • Regulated and Transparent: Both products are approved under Kenya’s REIT framework — your investment is secure and monitored. 
  • Liquid and Accessible: You can buy or sell your units easily through the Vuka platform. 
  • Tax Efficient: Returns are structured to maximize your after-tax income. 
  • No Lock-In Period: Stay invested as long as it fits your goals. 

The Bottom Line — Which Path Will You Take? 

Whether you’re looking for steady returns with Vuka Imara or growth potential with Vuka Prime, both offer a smart, regulated and accessible way to participate in Kenya’s real estate success story. 

Ready to Invest? 

Start your journey with Vuka, Kenya’s first tech-enabled real estate investment platform. 


Visit vuka.co.ke to learn more, compare plans, and start investing today.